Did you know that most homeowners insurance policies do not cover you from flooding/water damage?
This is where flood insurance is essential and is highly recommended in making sure you are fully protected. Whether required or not, flood insurance is crucial in protecting your valuables against mother nature as flooding can happen to anyone. Federal law or mortgagees may require you to have flood insurance.
Flood insurance covers your personal belonging as well as the structure of your home. There is typically a 30-day waiting period before your flood policy becomes in effect, meaning there is no better time to buy than now.
Flood insurance is mandated by the National Flood Insurance Program and no matter where you get it, the cost is mandated. No need to shop around!