Finding the right auto insurance for you and your vehicle can be a difficult process if you don’t know where to start. At OIG Insurance, we have the necessary skills and knowledge to help you find the coverage that’s right for you. As independent insurance agents, we work with multiple providers, making it possible for us to compare auto insurance rates of over twenty different “A” rated companies throughout the states of Florida, Louisiana, Alabama, and Mississippi. With so many choices, we will do whatever it takes to help you find a policy that you understand and feel comfortable with.
Your basic auto insurance policy will typically include coverage for the following:
Bodily Injury Liability – this provides protection against injuries that you cause to someone else
Medical Payments or Personal Injury Protection (PIP) – this covers the treatment of injuries to the driver and passengers of the policy holder’s car, and an even more expansive policy can provide reimbursement for medical payments, lost wages, and more
Property Damage Liability – this can provide you with coverage if you cause damage to someone else’s property, including their car, homes, fences, telephone poles, etc.
Uninsured and Underinsured Motorist Coverage – this will reimburse you if you are involved in a crash with a hit-and-run driver or someone that has insufficient auto insurance protection
Collision – this is designed to offer you protection if you are involved in an accident with another car or object , flip over, or experience damage from a pothole
Comprehensive – this protects you against theft or damage caused by something other than an accident involving another car, including extreme weather conditions, falling objects, explosions, riots, vandalism, or contact with an animal.
Furthermore, we know that selecting the right policy can be confusing, so that’s why we offer free personal insurance quotes, including auto insurance quotes online to customers who are interested in learning more.